DCM Platform Guide
  • 🌐DCM platform
  • ⚙️Specifics of working with the API
    • 🔐Security stack
    • 🔑Key Generation
    • 🔐Data encrypting
    • 🪃Retry policy
  • 🎨Design guide
  • 🗂️DCM platform's artifacts
  • 🏦Bank
    • 📋Preparing for integration
    • 🏪E-commerce
      • 📦Order and payment
      • 📨Payment message
        • 1️⃣Validation
        • 2️⃣Сallback 1 “Pay-in”
        • 3️⃣Callback 3 “Pay-out”
        • 4️⃣Callback 4 "Credit callback"
      • 🎯Testing
      • 🖇️Merchant Onboarding
      • ⛔Error reference guide
    • 🗃️Alias database
      • 🗝️Adding alias
      • ↕️"Сallback "Alias updated"
      • ☑️Get alias status
    • 💸p2p transfers
      • 📲p2p by phone number
        • ⏺️p2p order (to pay)
        • 🔍Receiver search
        • 🗂️Get receiver's data
        • ⏪Callback "Pay request"
      • 🖇️p2p by deeplink or QR code
        • ⏺️p2p order (to request)
        • Pay request initiation
      • 📨Payment message
        • 1️⃣Validation
        • 2️⃣Сallback “Pay-in”
        • 3️⃣Callback "Pay-out"
    • 💲Gross settlement
      • 1️⃣Callback “Gross_Settlement”
      • 2️⃣Gross_settlement_list
      • 3️⃣Gross_settlement_by_id
      • 4️⃣Gross_settlement_pay
      • 5️⃣Gross_settlement_confirm
      • 6️⃣Gross_settlement_confirm_internal
      • 📧Email notification
    • ✔️Reconciliation
  • 🏢Merchant
    • 🏫DCM platform for Merchants
      • 🔠Integration options
    • 👨‍🏫Preparing for integration
      • ⚙️Working with the API
      • 🔑Key Generation
      • 🖥️Updating interfaces
    • 🏪E-commerce
      • 📦Order
        • 💵Payment through the DCM platform
        • 💳Payment on the Merchant's website
        • 📋Emitters
        • 📬Order status
      • 1️⃣Сallback "Pay-in"
  • 📑Document data
    • 🆕Version history
    • 📃Change log
Powered by GitBook
On this page
  1. Bank

Reconciliation

To enhance transparency and control over settlements between partner banks, DCM platform automatically sends a "Reconciliation Report" via email. This report helps in reconciling and tracking obligations and payments effectively.

Types of Reconciliation Report:

  • Daily Reports

Generated daily and contains information about all obligations and settlements between counterparties from the beginning of the month up to the reporting day.

Example: A report generated on 29.11.2024 includes Payment Message data for the period from 00:00:00 01.11.2024 to 23:59:59 28.11.2024.

  • Monthly Reports

Generated monthly on the 2nd day and cover the previous calendar month.

Example: A report generated on 02.12.2024 includes Payment Message data for the period from 00:00:00 01.11.2024 to 23:59:59 30.11.2024.

Structure of the Reconciliation Report:

  • Report ID - unique identifier of the report.

  • Recipient agent name - name of the bank receiving the report.

  • Recipient agent BIC - code of the receiving bank.

  • Counterparty agent name - name of the counterparty bank.

  • Counterparty agent BIC - code of the counterparty bank.

  • Counterparty agent code - tax code of the counterparty bank.

  • Start date - start date of the reconciliation period.

  • End date - end date of the reconciliation period.

  • Reporting period:

    • Total obligations of the ____ - total Payment Message amount (excluding fees) with the status "Approved" during the reporting period.

    • Total settlement payments from _____ - total Payment Message amount (excluding fees) with the status "Approved" and successfully paid during the reporting period.

    • Total amount of outstanding commitments from _____ - total Payment Message amount (excluding fees) with the status "Approved" but not yet paid during the reporting period.

    • Total amount of PM initiated by ___ - total fees accrued for all Payment Messages with the status "Approved" during the report period..

    • Total amount of PM initiated by ___ - total fees accrued for Payment Messages with the status "Approved" and successfully paid during the reporting period.

  • Table:

    • Payment message external ID - unique payment identifier in the payer bank's system.

    • Debtor BIC - code of the client's bank.

    • Debtor IBAN - payer's account

    • Creditor BIC - code of the recipient's bank.

    • Creditor IBAN - recipient's account.

    • Amount -payment amount.

    • Issuer fee - commission fee.

    • Fee amount - commission amount.

    • Amount to pay - payment amount after deducting commission.

    • Currency - payment currency.

    • Purpose - payment purpose.

    • Payment message GUID - unique payment message identifier in DCM platform.

    • PM type - payment message type (trade, p2p, return, aid).

    • Created at - date and time the Payment Message was created.

    • GSR ID - ID of the gross settlement register containing the Payment Message.

    • GSR status - status of the gross settlement register at the time the settlement report was generated.

PreviousEmail notificationNextDCM platform for Merchants

Last updated 1 month ago

🏦
✔️